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Are you out of work or under employed?
Are you looking for ways to lower utility costs?
Looking to reduce food costs?
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terms & conditions
Your use of the MortgageKeeper Referral Services, Inc. application is subject to the Terms and Conditions described below. By using the MortgageKeeper Referral Services, Inc. application, you agree to accept such Terms and Conditions.
The information provided on these pages is the copyright of MortgageKeeper Referral Services, Inc, dba SpringFour. All layout, design, original artwork, concepts and other Intellectual Properties remains the property and Copyright © 2016 of MortgageKeeper Referral Services, Inc, of Ithaca, New York, and may not be used in any form or for any purpose whatsoever by any party without the express written permission of the copyright holders.
CONTENT AND LIABILITY DISCLAIMER
INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Information on this web site may contain technical inaccuracies or typographical errors. We disclaim any responsibility for typographical errors and accuracy of the information that may be contained at this site. MortgageKeeper Referral Services, Inc. makes no representations whatsoever about any other web site, which you may access through this one. When you access a non-MortgageKeepr Referral Services, Inc. web site, please understand that it is independent from MortgageKeeper Referral Services, Inc., and that MortgageKeeper Referral Services, Inc.has no control over the content on that web site. In addition, a link to a non- MortgageKeeper Referral Services, Inc. web site does not mean that MortgageKeeper Referral Services, Inc. endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. IN NO EVENT WILL MORTGAGEKEEPER REFERRAL SERVICES, INC. BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
MortgageKeeper Referral Services, Inc. has taken reasonable steps to ensure the confidentiality of information taken at this website and transmitted via the Internet. Nevertheless, the Internet brings certain risks that should be recognized and guarded against. We use industry standard security technology and practice to safeguard your accounts from unauthorized access. However, you too play a part in protecting your accounts. When you register and are accepted as a registered user of this website, you are asked to choose a unique user name and password. Please use caution to keep your user name and password confidential. If your user name or password is subject to unauthorized access, you should immediately inform MortgageKeeper Referral Services, Inc. In addition, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient. Any comments or materials sent to MortgageKeeper Referral Services, Inc. including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such documents (collectively "Feedback"), shall be deemed to be non-confidential. MortgageKeeper Referral Services, Inc. shall have no obligation of any kind with respect to such Feedback and shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the Feedback to others without limitation. Further, MortgageKeeper Referral Services, Inc. shall be free to use any ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such Feedback.
CHANGE WITHOUT NOTICE
MortgageKeeper Referral Services, Inc. reserves the right to change the Terms and Conditions and modify the contents of the web site without notice. Users are deemed to be apprised of and bound by any such changes.
CHOICE OF LAW
You agree that disputes arising out of or relating to the contents or use of this web site are to be governed by the laws of the State of New York, United States of America. You consent to the exclusive jurisdiction of courts sitting in the State of New York in all disputes arising out of or relating to the contents or use of this web site.
If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.
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FREQENTLY ASKED QUESTIONS
What is SpringFour?
SpringFour offers a web-based tool that provides financial health resources to individuals facing personal or financial hardship with direct access to non-profit and governmental services in their community-services that are continuously verified and vetted.
How does SpringFour work?
You can navigate our user-friendly interface to find helpful services that make a tangible difference in your financial and personal life. Resources available may help you address the issues that you are currently facing and may help reduce your monthly expenses.
How many service organizations are available for referral through SpringFour Referral Services?
SpringFour currently offers information on more than 9,000 social service, government, and community-based organizations that we have carefully evaluated and approved. These organizations provide assistance in up to 25 different categories, such as employment, high utility expenses, as well as food or prescription drug costs.
Is there any charge to use this service?
No. Referral information is free, and there are no hidden costs.
What if no resources are found in my area?
If there are no resources found within 50 miles of your ZIP code, we will point you to state or national resources that may be able to provide the kind of assistance you are looking for.
What is SpringFour's Relationship with Oportun?
SpringFour is not an affiliate or agent of Oportun, Inc. Oportun is not responsible for any third-party referrals provided by SpringFour.